Pay. Hold.
Track.
KoinVü brings your recharges, bill payments and everyday spending into one fast, secure App — and rewards every single transaction with XP you can actually use.
Every Payment Unlocks XP
Recharge, pay bills, and collect XP points for every successful transaction — then redeem XP for real discounts on what you pay next.
One App for everything you pay for
Mobile Recharge
Top up any prepaid number instantly across every major carrier with real-time confirmation.
Electricity Bills
Pay your electricity bill in seconds, right from your phone — with reminders before due dates.
Water Bills
Never miss a due date again with automated reminders and one-tap payments.
DTH & Broadband
Keep your entertainment and internet running without a single interruption.
FASTag
Recharge your FASTag balance and breeze through toll plazas without stopping.
Insurance
Renew and manage insurance premiums without the paperwork — all in one place.
More XP. Bigger Milestones.
More VU Points!
Hit XP milestones and claim VU Points at every achievement — with many more rewards on the way. The more you pay, the more you earn.
Get started in 3 easy steps
From sign-up to your first rewarded payment in under two minutes.
Create your account
Sign up in seconds and get a secure KoinVü App instantly ready for use.
Pay your bills
Recharge, pay bills, and manage all your utilities from one clean dashboard.
Earn & redeem XP
Every transaction earns XP. Redeem for VU Points and real discounts on future payments.
Insights on payments, savings & rewards
Welcome to KoinVu: Your Virtual Utility for Digital Finance
Welcome to KoinVu: Your Virtual Utility for Digital FinanceManaging your finances shouldn't be complicated. Wh…
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Everyday Digital Payments
Recharge mobiles, pay electricity, DTH, FASTag, broadband and other utility bills from one convenient platform.
Fast & Secure UPI Payments
Complete payments instantly through a secure UPI experience with a simple and reliable checkout.
Rewards on Every Payment
Earn XP rewards and unlock exclusive benefits while making your everyday digital payments.
Smart Financial Tools
Upcoming AI-powered features will help users understand spending habits, plan budgets and save more.
Fast & Simple Experience
Designed with a clean interface to make bill payments and recharges quick, smooth and hassle-free.
Secure by Design
Built with modern security practices to protect your account, payments and personal information.
Ready to make every naira
work harder?
Join the launch and be among the first to pay, hold and track your money the smarter way.
Get Early Access →