Pay. Hold.
Track.
KoinVü brings your recharges, bill payments and everyday spending into one fast, secure wallet — and rewards every single transaction with XP you can actually use.
Every Payment Unlocks XP
Recharge, pay bills, and collect XP points for every successful transaction — then redeem XP for real discounts on what you pay next.
One wallet for everything you pay for
Mobile Recharge
Top up any prepaid number instantly across every major carrier with real-time confirmation.
Electricity Bills
Pay your electricity bill in seconds, right from your phone — with reminders before due dates.
Water Bills
Never miss a due date again with automated reminders and one-tap payments.
DTH & Broadband
Keep your entertainment and internet running without a single interruption.
FASTag
Recharge your FASTag balance and breeze through toll plazas without stopping.
Insurance
Renew and manage insurance premiums without the paperwork — all in one place.
More XP. Bigger Milestones.
More VU Points!
Hit XP milestones and claim VU Points at every achievement — with many more rewards on the way. The more you pay, the more you earn.
Get started in 3 easy steps
From sign-up to your first rewarded payment in under two minutes.
Create your wallet
Sign up in seconds and get a secure KoinVü wallet instantly ready for use.
Pay your bills
Recharge, pay bills, and manage all your utilities from one clean dashboard.
Earn & redeem XP
Every transaction earns XP. Redeem for VU Points and real discounts on future payments.
Insights on payments, savings & rewards
Welcome to KoinVu: Your Virtual Utility for Digital Finance
KoinVu brings together payments, savings, and spend tracking into a single virtual wallet. In this post we wal…
Read more →5 Ways to Build Better Money Habits with KoinVu
Building healthy financial habits starts with visibility. With KoinVu's real-time tracking, categorized spendi…
Read more →Understanding Virtual Wallets: Security and Trust
Security is the foundation of everything we build at KoinVu. From encrypted transactions to layered authentica…
Read more →Ready to make every naira
work harder?
Join the launch and be among the first to pay, hold and track your money the smarter way.
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